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Cenco eNews
Helping Agents Succeed Since 1978
March 11, 2026

Greater Premium Flexibility – Short And Single Pays Now Accepted

As of March 9, Protective Lifetime Assurance UL accepts short pays, single pays and 1035 exchanges in addition to ongoing premiums for new policies. This enhanced premium flexibility adds to the solution’s strong features, which include:
  • Guaranteed coverage up to age 121
  • Return of premium endorsement available starting at year 10 for no additional cost
  • Optional ExtendCare rider to help offset chronic illness-related expenses
Check out the transition rules…

Accumulation IUL With An “Income For Life” Option

See how the QoL Max Accumulator+ Income for Life rider sets our accumulation IUL apart from others. It turns IUL cash value into a lifetime income stream enabling clients to:
  • Supplement retirement income sources
  • Offset cost of living increases
  • Plus provide a death benefit to loved ones
Also check out Corebridge’s competitive comparisons for juvenile and older cases. Few carriers offer this feature – differentiate yourself and help clients get the most out of their accumulation IUL

Guaranteed Lifetime Income: Income For Life Rider

The guaranteed income stream from the QoL Max Accumulator+ Income for Life rider includes an optional annual adjustment to help offset cost of living increases. Additional rider benefits include:
  • Supplementing retirement income sources
  • Retaining guaranteed income in volatile markets
  • Experiencing market-linked “step-up” feature
Learn more about this valuable rider that other carriers offer.

Empower Women to Control Their Financial Future

March is Women’s History Month. It’s a good time to remember the unique financial challenges women face, and how life insurance can be part of their plans to better prepare for their future.
Did you know?
  • 84 cents are earned by women for every dollar a man earns
  • 5.9 years is the average amount of time women outlive men
  • 2 of 3 of those suffering from Alzheimer’s disease are women
Start important conversations about these realities with our tools focused on women’s financial needs and concerns, including a client-prospecting campaign with copy-and-paste promotions for immediate use. Share compelling stats…

Transamerica’s FE Express Max Face Amount Now $100,000

2026 is the Year of Acceleration: Acceleration for your sales and acceleration for your business. 
Transamerica (FE Express) now offers the highest face amount in the market: $100,000 for ages 18-75 (previously $50,000). This increase empowers you to provide more options for your clients, making FE Express an even stronger option.

View our FE Toolkit - Explore everything FE Express and our other final expense options.

View our Agent Guide - Download the agent guide to take a closer look at the latest upgrade.

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Cenco's Agent Website
Email
Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
4633 Whitney Avenue, Suite B
Sacramento, CA 95821

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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