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Cenco eNews
Helping Agents Succeed Since 1978
July 9, 2025

Speed DI Sales With Increased
Non-Med Limits

Assurity is raising underwriting limits on Century+ Disability Income Insurance – making it faster and easier for you to close sales. 
No medical exams required for:
  • Up to $8,000/month benefit (ages 18-50) – up from $6,000
  • Up to $6,000/month benefit (ages 51-60) – up from $4,500
No income verification required for:
  • Benefits up to $6,000/month, or
  • Up to $4,000/month, for self-employed and 1099 clients
These updates help you move from application to approval quicker – so you can protect more clients with less friction. Check out the Product Highlight Sheet…

Are Your Clients Prepared for the Realities of Retirement?

Start meaningful conversations with clients about financial protection and planning!
Planning for retirement means more than just savings – It’s about protecting assets from rising costs and unexpected expenses. Many retirees face financial gaps that put their hard-earned savings at risk. 
Consider these eye-opening realities:
  • 50% of retirees find themselves needing more than they planned.
  • 70% of people turning 65 today will require some form of long-term care.
  • 37% of retirees “unretired” in 2023 just to cover essential expenses.
Help clients navigate these challenges with confidence. Modern-day life insurance offers solutions that can help safeguard their financial future, providing flexibility and protection when they need it most. Read more…

More Feature-Filled Website Now For Cenco Producers

As part of the new Cenco-Long Insurance Center (CLI) joint venture launch, we are launching a new even more feature-filled additional website www.clinsurancecenter.com.

Some of the advantages for you include:
  • Single Sign-On (SSO) login. No need to create more than one login to use all the website’s linked features.
  • One-sign for quotes, IGO e-Apps, on-line underwriting and contracting.
  • Increased carrier and product data.
  • Improved mobile device compatibility.
  • Enhanced security

At the same time the current Cenco website will remain live, although some future internet tools will eventually reside at the new clinsurancecenter.com.

Besides this announcement, we are:
  • Posting instructions on Cenco’s website.
  • Including it in Cenco’s weekly e-News and the Cenco Street Journal paper newsletter.
  • Shortly contacting many regular Cenco website users personally, by phone and/or email.
For more details and valuable information feel free to check out CLI Website Q&A.

Or if you want to check out the website now, simply go to www.clinsurancecenter.com.
  1. Select Register in the upper righthand corner.
  2. Complete the New User Registration information.
  3. Within a short time, you will receive a registration acceptance e-mail, and you are set to go.
Or for personalized help, you can call Shelli, Cathy or Barbara at (916) 920-5251 or e-mail us at support@clinsurancenter.com.

A Powerful Solution With Fast, Efficient Processing

QoL Value+ Protector III (QoL VPP III) provides competitive life expectancy guarantee protection with built-in living benefits and many other attractive features. With Agile Underwriting+ (AU+) available, QoL VPP III can be a premier choice for clients looking for protection-focused products.
See how it works…

The Two-Policy Strategy That Works Smarter, Not Harder!

Don’t let clients settle for less! With Corebridge’s innovative two-policy IUL strategy, they can:
  • Gain certainty and peace of mind with comprehensive coverage
  • Maximize their claims flexibility
  • Ensure financial protection tailored to their unique needs
Help them experience a smarter way to secure their future with a two-policy IUL strategy. 
Check out the case study

DI Did You Know

The Business Owner Expense Answer

A BOE plan helps to keep the business in operation in the event the owner becomes disabled and couldn’t work for a period of time. BOE reimburses the business for all their fixed operating expenses, in order to keep the doors open while the owner recovers from an injury or illness.

This ensures there will be a business to come back to once recovered. If a major illness or accident prevents the owner from coming back to work, there will still be a business to sell that has not been depreciated because of the owner’s absence. Also, BOE allows for tax deductible premiums when insuring for the potential disability of the self-employed person. 

Speak with your business owner clients today to see how you can help them protect the most important asset they have, their business.

Carrier Incentives

Travel the World with Cenco!

Cenco's Agent Website
Email
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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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