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Cenco eNews
Helping Agents Succeed Since 1978
July 1, 2025

Are Your Clients Prepared for the Realities of Retirement?

Start meaningful conversations with clients about financial protection and planning!
Planning for retirement means more than just savings – It’s about protecting assets from rising costs and unexpected expenses. Many retirees face financial gaps that put their hard-earned savings at risk. 
Consider these eye-opening realities:
  • 50% of retirees find themselves needing more than they planned.
  • 70% of people turning 65 today will require some form of long-term care.
  • 37% of retirees “unretired” in 2023 just to cover essential expenses.
Help clients navigate these challenges with confidence. Modern-day life insurance offers solutions that can help safeguard their financial future, providing flexibility and protection when they need it most. Read more…

A Powerful Solution With Fast, Efficient Processing

QoL Value+ Protector III (QoL VPP III) provides competitive life expectancy guarantee protection with built-in living benefits and many other attractive features. With Agile Underwriting+ (AU+) available, QoL VPP III can be a premier choice for clients looking for protection-focused products.
See how it works…

More Feature-Filled Website Now For Cenco Producers

As part of the new Cenco-Long Insurance Center (CLI) joint venture launch, we are launching a new even more feature-filled additional website www.clinsurancecenter.com.

Some of the advantages for you include:
  • Single Sign-On (SSO) login. No need to create more than one login to use all the website’s linked features.
  • One-sign for quotes, IGO e-Apps, on-line underwriting and contracting.
  • Increased carrier and product data.
  • Improved mobile device compatibility.
  • Enhanced security

At the same time the current Cenco website will remain live, although some future internet tools will eventually reside at the new clinsurancecenter.com.

Besides this announcement, we are:
  • Posting instructions on Cenco’s website.
  • Including it in Cenco’s weekly e-News and the Cenco Street Journal paper newsletter.
  • Shortly contacting many regular Cenco website users personally, by phone and/or email.
For more details and valuable information feel free to check out CLI Website Q&A.

Or if you want to check out the website now, simply go to www.clinsurancecenter.com.
  1. Select Register in the upper righthand corner.
  2. Complete the New User Registration information.
  3. Within a short time, you will receive a registration acceptance e-mail, and you are set to go.
Or for personalized help, you can call Shelli, Cathy or Barbara at (916) 920-5251 or e-mail us at support@clinsurancenter.com.

The Two-Policy Strategy That Works Smarter, Not Harder!

Don’t let clients settle for less! With Corebridge’s innovative two-policy IUL strategy, they can:
  • Gain certainty and peace of mind with comprehensive coverage
  • Maximize their claims flexibility
  • Ensure financial protection tailored to their unique needs
Help them experience a smarter way to secure their future with a two-policy IUL strategy. 
Check out the case study

DI Did You Know

Here Is A Great DI Conversation Starter That Illustrates The Value Of Disability Income Insurance

Employer paid DI typically creates an income gap when an insured receives benefits.  An IDI policy is a great way clients can protect their income and minimize the effects of an income gap.  The benefits of owning their own policy include:
  • The policy follows the insured throughout their career.
  • The policy can include increased options to match salary increases.
  • The policy protects retirement savings accounts.
  • The policy provides income continuation so clients can meet financial obligations.

Carrier Incentives

Travel the World with Cenco!

Cenco's Agent Website
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Contact the CENCO TEAM:
Cathy Martin, and Shelli Welch, CA license #0C78343

Cenco Insurance Marketing Corporation, CA license #0561429
1501 El Camino Ave, Suite 1
Sacramento, CA 95815

Phone: (916) 920-5251
Toll Free: (800) 45-CENCO
Fax: (916) 920 8734
www.cencoinsurance.com

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